Author: TDS

Eliminating Debt – the Debt Snowball

Does your current credit card debt cause you stress? Do you feel overwhelmed when reviewing your monthly bills? Have you thought about trying to dig yourself and your family out of debt but just don’t know where to begin? If…

Residential Real Estate Investing – an Intro

You will consistently hear financial advisors and investment professionals discuss the importance of diversifying your investment portfolio – an investment strategy that follows the simply adage “Don’t put all of your eggs in one basket”. In my experience, I have…

Track Your Spending – a 90 day challenge!

I am convinced that the number one problem with most people when it comes to managing their money boils down to one simple truth: most of us have NO idea where our money is going each week, each month, and…

First Time Homebuyer Checklist

Despite the threat of a potential ‘double dip’ in the economy and housing market, within the last few months I have strongly encouraged my youngest son to consider becoming a homeowner. While unemployment rates remain high and there is no…

Household Spending and the Average American Family

Have you ever wondered how your spending compares to that of other families in the U.S.? The graph below (courtesy of a great website – www.visualeconomics.com) outlines the average annual expenditures of a typical U.S. ‘consumer unit’ as reported by…