You buy furniture. You tell yourself, this is the last sofa I will ever need in my life. Buy the sofa, then for a couple years you’re satisfied that no matter what goes wrong, at least you’ve got your sofa issue handled. Then the right set of dishes. Then the perfect bed. The drapes....
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If you have already visited The Dollar Stretch, hopefully you’ve had a chance to read my post “Track Your Spending – a 90 Day Challenge“, if not, or if you are new to this website, I suggest that you read that post prior to putting together a monthly budget. As I indicated in “Track...
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I would venture to guess that you won’t find a personal finance focused website out there that doesn’t include a post (or twenty) referencing Dave Ramsey – financial guru extraordinaire.   Mr. Ramsey’s personal finance empire includes a radio show, numerous books, a website, Financial Peace University, cds, DVDs, software, and countless other products and...
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Does it strike anybody else as strange that there is an unspoken assumption that parents ought to pay (in part or in full) for their children’s college education? And not only are parents expected to pay for this cost, they are apparently expected to start saving for it the day after conception! As parents...
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Does your current credit card debt cause you stress? Do you feel overwhelmed when reviewing your monthly bills? Have you thought about trying to dig yourself and your family out of debt but just don’t know where to begin? If you answered “YES!” to any or all of these questions, I am going to...
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