Category: Budgeting & Debt Elimination

The Psychology of Stuff: Consumerism & Debt

You buy furniture. You tell yourself, this is the last sofa I will ever need in my life. Buy the sofa, then for a couple years you’re satisfied that no matter what goes wrong, at least you’ve got your sofa…

Five Steps to a Monthly Budget

If you have already visited The Dollar Stretch, hopefully you’ve had a chance to read my post “Track Your Spending – a 90 Day Challenge“, if not, or if you are new to this website, I suggest that you read…

The Total Money Makeover – The Fundamentals

I would venture to guess that you won’t find a personal finance focused website out there that doesn’t include a post (or twenty) referencing Dave Ramsey – financial guru extraordinaire.   Mr. Ramsey’s personal finance empire includes a radio show, numerous…

Don’t Pay for your Child’s College Education

Does it strike anybody else as strange that there is an unspoken assumption that parents ought to pay (in part or in full) for their children’s college education? And not only are parents expected to pay for this cost, they…

Eliminating Debt – the Debt Snowball

Does your current credit card debt cause you stress? Do you feel overwhelmed when reviewing your monthly bills? Have you thought about trying to dig yourself and your family out of debt but just don’t know where to begin? If…