Category: Credit & Spending

The Psychology of Stuff: Consumerism & Debt

You buy furniture. You tell yourself, this is the last sofa I will ever need in my life. Buy the sofa, then for a couple years you’re satisfied that no matter what goes wrong, at least you’ve got your sofa…

Prescription Drugs: 4 Money Saving Ideas

I’m an anxious man in an anxious world. Many things cause me anxiety.  Deadlines Gorgeous women Speaking in public Two more years of Mr. Obama My underfunded retirement account In early 2009 my anxiety reached the point of turning into an…

The Millionaire Next Door: Are You all Hat and No Cattle?

“All hat and no cattle” Or to decipher this verbal riddle for those of you still scratching your head, this phrase is the somewhat more subtle equivalent of an individual that is not able to “walk the talk”. In The Millionaire…

Cell Phone Savings – What Would Zach Morris Do?

I’ve always been that guy when it comes to cell phones. And anybody reading this probably knows at least one guy like me – the guy that always goes with the free phone when signing up for a cell phone plan…

Organic Food – Pardon me Bill Gates?!

In an economy that has seen heavy job losses, pay freezes, high unemployment, and a host of other economic stressors, I found it particularly strange to listen to my friend at lunch today proudly announce to the office lunch group assembled  that…

Don’t Pay for your Child’s College Education

Does it strike anybody else as strange that there is an unspoken assumption that parents ought to pay (in part or in full) for their children’s college education? And not only are parents expected to pay for this cost, they…

Correcting Errors in your Credit Report

“Dear The Dollar Stretch … I recently read your post “Understanding your Credit Score” … great post. Anyways it got me motivated to request a copy of my credit report from Experian. I’m in my late 30’s and honestly can’t…

0% APR Credit Card Balance Transfers – Right for you?

I was having coffee with a friend this weekend and at some point during our conversation she mentioned how frustrated she was with the interest rate she was paying on an existing credit card from Chase. Now Rebecca is aware…

Ten Tips to Lower Your Car Ownership Costs

1. Raise your Insurance Deductible – call your car insurance company and ask to raise the deductible on your auto insurance policy. Your deductible is the amount of money that you will have to spend out of pocket before your…

Credit Card Rules

Like any tool, Credit Cards have a proper and an improper use. In the wrong hands, a useful tool can be a destructive force. But that same tool, in the hands of somebody that knows how to use it properly,…