If you have already visited The Dollar Stretch, hopefully you’ve had a chance to read my post “Track Your Spending – a 90 Day Challenge“, if not, or if you are new to this website, I suggest that you read that post prior to putting together a monthly budget. As I indicated in “Track Your Spending“, keeping track of where your current financial resources...
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I would venture to guess that you won’t find a personal finance focused website out there that doesn’t include a post (or twenty) referencing Dave Ramsey – financial guru extraordinaire.   Mr. Ramsey’s personal finance empire includes a radio show, numerous books, a website, Financial Peace University, cds, DVDs, software, and countless other products and resources designed to assist Joe Consumer improve his/her financial health....
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So you’ve stumbled onto The Dollar Stretch and are now frantically hitting the back button on your browser hoping to get back to your task of avoiding doing actual work at work by searching out the latest Lady Gaga epiphany or attempting to confirm that you are all set for this weekend’s Fantasy Football draft. But stay a while – you’re amongst friends. At...
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In an economy that has seen heavy job losses, pay freezes, high unemployment, and a host of other economic stressors, I found it particularly strange to listen to my friend at lunch today proudly announce to the office lunch group assembled  that she only eats organic food and does all of her grocery shopping at Whole Foods.  Anything less she declared, was simply uncivilized!  Needless to...
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The Dollar Stretch. When you think “stretch” what comes to mind? Let’s look at a few possibilities: * to make limited supplies or resources go further than usual, planned, or expected * to strain or push something to the limit * to cause somebody to make full use of his or her abilities or intellect, e.g. with challenging or demanding work * to straighten...
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