If nothing else, I think the Great Recession may have served as a much needed wake up call to many American households. In saying that, I certainly do not mean to diminish the financial and personal struggles of those individuals and families affected by lost jobs, lost homes, lost retirements, and other difficulties prompted by the economic downturn of the past few years. But...
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I was having coffee with a friend this weekend and at some point during our conversation she mentioned how frustrated she was with the interest rate she was paying on an existing credit card from Chase. Now Rebecca is aware of CatholicPF and knew I would not be able to resist digging a little further into her comment regarding her frustration with her credit...
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1. Raise your Insurance Deductible – call your car insurance company and ask to raise the deductible on your auto insurance policy. Your deductible is the amount of money that you will have to spend out of pocket before your insurance company’s coverage begins. Raising your deductible will save you money on your monthly premiums – in some instances as much as a 15-40%...
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Are you a servant to your lenders? What is your relationship with your creditors and lenders? When it comes to borrowing, how do banks, mortgage lenders, automobile dealerships, and other creditors view you? In large part this question can be answered by looking into and understanding your credit score – a three digit number that indicates your credit aptitude and reflects lenders attitudes regarding...
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Like any tool, Credit Cards have a proper and an improper use. In the wrong hands, a useful tool can be a destructive force. But that same tool, in the hands of somebody that knows how to use it properly, can be wielded in a very positive way. And while there are experts out there that will tell you to ceremoniously discard your current...
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